Homeownership


Alert! Home Ownership Opportunity!


Single Family Home in Marshfield, MA.

Click the link for application information.

Applications due November 30, 2026.

Application now available for 1929 Main Street in Marshfield. This parcel will be transformed in the next year from an abandoned structure to a new, affordable family home. It will be 3 bedrooms and 2 bathrooms at approximately 1,660 sq ft (similar to the one pictured at right). Sale price: $290,000.

Application materials are available for download at the links below. Application materials are also available in print at the Marshfield Public Library.

In-person and Zoom Information sessions offered; see flyer below for meeting details.

We offer a warm thank you to the partners that helped to support the transfer of this property from the Town of Marshfield to South Shore Habitat, including the Affordable Housing Trust, the Community Preservation Committee, the Board of Selectmen, Karen Horne (Housing Coordinator), and all residents of the Town of Marshfield. Picture: Recent SSHH home build in Easton, MA (2026), similar to proposed home in design.

Family Partnership Flyer Family Partnership Information Application Form

The South Shore Habitat Process:

Homeownership opportunities are generally opened approximately 12 months prior to the completion of construction on a home by South Shore Habitat for Humanity. Prospective homeowners must be in a position to wait this period out, while completing homeownership requirements and sweat equity (volunteer hours).


Announcement of a homeownership opportunity is made on this website, organizational social media and electronic news channels, and through a variety of local advertisements. Application materials are made available on this website and print copies made available. Advertisement periods are generally 60 days long.


Applications are due in our office by the advertised deadline. No applications are accepted by email. SSHH's Family Selection Committee takes a period of time (approx. 1-2 months) to review all applications. Applicants with incomplete applications will be contacted and all will be notified of their qualification status.


All qualified applications are then put into an affordable housing lottery to select the families for available homes. The lottery gives preference to applicants who will fill the bedrooms of the available home(s) but all qualified applications will be considered regardless of household size. All families will be notified of the outcome of the lottery.


The selected family, in many cases, must be approved by the Executive Office of Housing and Livable Communities (EOHLC), a Massachusetts state agency, and once approved will then enter a formal agreement with South Shore Habitat, including Purchase & Sales Agreement for the home.


In the remaining time, the selected family completes volunteer hours, financial training courses, and condo ownership classes (if applicable) until the home is ready for sale. South Shore Habitat will guide you through the process of obtaining a mortgage through a lender of your choice, and through closing requirements. 


Primary Qualifications:

Interested in owning a Habitat Home? You may be eligible for a Habitat home if:


  • You are able to demonstrate a housing need and you are able to complete the required volunteer hours on your home or other Habitat projects (200 hours per adult in your household; capped at 400 hours).


  • Your household must meet the income and asset minimum/maximum limits described in the specific house application. A chart of income maximums is provided below for reference.


  • Your total household assets cannot exceed $75,000. Your debt-to-income ratio cannot exceed 43%. We will calculate these totals after your application is received.


  • You are unable to qualify for a conventional mortgage financing for a market rate home, but you are able to meet conventional mortgage lending requirements for a 30 year fixed affordable mortgage.


  • You are a first time homebuyer; no person in your household has owned a home prior. Some exceptions apply for displaced homemakers, single parents, and age-qualified households. Contact our office for more detail.


  • You are a U.S. Citizen or Permanent resident.


Each of these requirements is explained in full in the application for specific homeownership opportunities.


Maximum Income Limits:

The Department of Housing and Urban Development (HUD) sets the Area Median Income (AMI) figures based on family size and location of the proposed home.


These numbers change every year and provide the maximum household income limits for application to South Shore Habitat.



80% Boston-Cambridge-Quincy HUD


  • 1 person Household – $96,000
  • 2 person Household - $109,700
  • 3 person Household - $123,400
  • 4 person Household - $137,100
  • 5 person Household - $148,100
  • 6 person Household - $159,050
  • 7 person Household - $170,050


80% of AMI for the Brockton, MA HUD


  • 1 person Household – $75,450
  • 2 person Household - $86,200
  • 3 person Household - $97,000
  • 4 person Household - $107,750
  • 5 person Household - $116,400
  • 6 person Household - $125,000
  • 7 person Household - $133,650

https://www.huduser.gov/datasets/il/il2026

Additional Housing Resources:

Additional community resources for those seeking affordable housing can be found by browsing these resources:




South Shore Habitat for Humanity is a non-profit organization and we do business in accordance with Federal and Massachusetts Fair Housing and Lending Laws.


Income limits are subject to change; in the event of a discrepancy, information in the project application will prevail. All opportunities will be posted for a minimum of 60 days.


South Shore Habitat for Humanity does not discriminate in the selection of applicants on the basis of race, color, national origin, disability, age, ancestry, children, familial status, genetic information, marital status, public assistance recipiency, religion, sex, sexual orientation, gender identity, veteran/military status, or any other basis prohibited by law.